BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS
1.Which of the following statement(s) reflects India's stand on new World Trade
Organization's proposal on the issue of the subsidy to agro products ?
(1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the
products if they have to sell them on cheaper rate.
(2) Indian industry needs more flexibility as compared to the industry in developed countries.
(3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the
issue
of subsidy and find out a solution to the problem acceptable to all the parties.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans (A)
2.Which of the following statement(s) is / are true about the 11th five year plan of India ?
(1) The highest priority is given to exports ,education and development of steel sector.
(2) The plan aims at achieving the growth at 10 % level by the end of the plan.
(3) The Rashtriya Krishi Vikas Yojana is revived in such a way so that it can be achieve a growth
nof 4 % for agriculture sector.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans (D)
3.As per the figures released recently the Stock markets in emerging economies made
handsome returns last year (2007-08). Which of the following stock markets amongst the
BRIC nations registered highest increased (97 %) compared to its performance in 2006-07 ?
(A) China
(B) Brazil
(C) Russia
(D) India
(E) None of these
Ans (A)
4.Bayana which was in news recently is a place in—
(A) Uttar Pradseh
(B) Madhya Pradseh
(C) Bihar
(D) Haryana
(E) Rajasthan
Ans (E)
5.Which of the following statement (s) is / are correct about the Indo-Russia Bilateral Defence
Ties ?
(1) Both the countries have decided to produce a fifth generation fighter aircraft and a multi role
cargo plane.
(2) India has agreed to launch Russian missiles from its base at Chandipur incase some other nation
attacks on Russia
(3) India and Russia were able to sort out differences over the utilization of Rupee debt fund which
is of Rs. 8000 crore at present.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 3 only
(E) None of these
Ans(A)
6.India has recently decided to put a wire fence on the 76 km. long border in Dhudri district
in Assam.
The fence will separate India from—
(A) Nepal
(B) China
(C) Bangladesh
(D) Myanmar
(E) Pakistan
Ans(C)
7.As we all know the Govt. of India is very keen about providing banking service to the people
in rural
and remote areas . However , banks feel that the cost of providing services in these areas for
financial
inclusion is quite high if services are offered through the "traditional branch channel ". What
is / are the
other alternative cost effective channel(s) to fulfill this aim of the Govt. of India ?
(1) Putting biometric ATMs.
(2) Introduce mobile banking.
(3) Issue credit or debit cards
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans(B)
8.The Govt. of India recently issued a notification altering constituencies in 24 States and
Union
territories. This is done as per the provision of which of the following Acts?
(A) Delimitation Act
(B) Census Act
(C) Parliament Act
(D) State Reorganization Act
(E) None of these
Ans(A)
9.As we read very frequently in the newspaper fraudulent activities in financial world is still
continuing despite various efforts made by various countries to prevent them. As an estimate
by IMF,
what is the probable amount derived from such illegal activities which is laundered through
the world's
formal financial systems every year? About -
(A) US$ 500 billion
(B) US$ 800 billion
(C) US$ 1000 billion
(D) US$ 1250 billion
(E) US$ 1500 billion
Ans (A)
10.Indian Prime Minister during his visit the Arunachal Pradseh a few months back asserted
that the
State is India's Land of Rising Sun. Which of the following countries did not like his statement
and had
raised some objection over his visit to Arunachal Pradseh which is very much a part of India?
(A) Myanmar
(B) China
(C) Bangladseh
(D) Bhutan
(E) Nepal
Ans(B)
11.Which of the following is the amount of insurance cover provided to the workers of the
unorganized sector under Rashtriya Swasthya Bima Yojana?
(A) Rs. 10,000/-
(B) Rs. 20,000/-
(C) Rs. 30,000/-
(D) Rs. 40,000/-
(E) Rs. 50,000/-
Ans(C)
12.Which of the following is NOT one of the highlights Economic Survey presented in the Lok
Sabha
for the year 2007-08?
(A) Economy has "moved to higher growth phase"
(B) A trend of acceleration in domestic investment and saving rate is recorded.
(C) Buoyant growth in Govt. revenue.
(D) Indian Economy at market rate of exchange crossed 1 trillion US$ in current fiscal.
(E) Net Foreign direct Investment increased by 350% .
Ans(E)
13.Which of the following is / are correct about sub prime crisis which was in news recently?
(1) It has reduced the flow of capital coming of Indian Stock Markets.
(2) The sub prime crisis is the major financial crisis whose origin is in the Russia and Brazil.It has
adversely affected the economy of Europe and USA.
(3) The crisis started when some people started trading with false Share certificates of major blue
chip
US companies in the stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans(D)
14.The Prime Minister Gram Sadak Yojana (PMGSY) has a target to connect all habitations
of which
of the following levels with all weather roads by 2008-09?
(A) 1000+
(B) 2000+
(C) 3000+
(D) 4000+
(E) None of these
Ans(A)
15.As we all know the value of the Indian rupee has appreciated in the recent past . The value
of the
Rupee is direct dependent on which of the following?
(A) Availability of commodities in the market.
(B) VAT introduced by the Govt. on various commodities.
(C) Size of total Forex Reserve of India currently.
(D) Capital flow in the market during a given period of time.
(E) None of these
Ans(A)
16.Which of the following banks has taken over the Centurion Bank of Punjab?
(A) ICICI Bank
(B) IDBI Bank
(C) HDFC Bank
(D) AXIS Bank
(E) None of these
Ans(B)
17.As per provision made in Bharat Nirman Programme the pace of creation of irrigation
facilities is
required to be raised from present level of 1.42 million hectare per year in such a way so that
it can
achieve the target level fixed for the same?
(A) 1.50 million hectares / year
(B) 1.75 million hectares / year
(C) 2.00 million hectares / year
(D) 2.25 million hectares / year
(E) 2.50 million hectares / year
Ans(D)
18.Inflation has become major area of concern in India these days. What measures do the
Govt. of
India / RBI normally take to control the same?
(1) Fixation of Maximum Price of the Commodities
(2) System of Dual prices.
(3) Increased in supply of food grains.
(4) Control on credit and liquidity in market.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2, 3 & 4
(E) All 1, 2, 3 & 4
Ans(D)
19.How much Education Cess is being levied on all the taxes to support elementary education
for the
children of age group of 6-14 years under Sarva Shiksha Abhiyan (SSA)?
(A) 0.50%
(B) 0.75%
(C) 1.00%
(D) 1.50%
(E) 2.00%
Ans(E)
20.Which of the following is / are correct about various concessions given in the Union Budget
for
2008-09?
(1) Five years tax holidays for setting up hospitals in Tier II & Tier III regions for providing health
care
in rural areas.
(2) Commodities tax transaction to be introduced.
(3) Banking cash transaction tax withdrawn.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 & 3
(E) All 1, 2 & 3
Ans : (E)
21.Which of the following statements reflects the aim(s) Jawaharlal Nehru National Urban
Renewal
Mission (JNNURM)?
(1) Give focused attention to integrated development of infrastructure in selected cities.
(2) Provide basic services to the urban poors
(3) Scale up civic amenities and provision of utilities in urban areas.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans(D)
22.The Press Freedom Day is observed on which of the following days?
(A) 1st May
(B) 1st June
(C) 3rd May
(D) 3rd June
(E) 10th June
Ans(C)
23.As per the decision taken by the Govt. of India now the National Rural Employment
Guarantee Act
is extended to all the districts of India. This means : it will now be applicable to about—
(A) 200 districts
(B) 300 districts
(C) 400 districts
(D) 500 districts
(E) 600 districts
Ans : (E)
24.As per the reports published by the Ministry of Finance recently the overseas borrowings
by the
Corporates and currency fluctuation has gone up by which of the following percentage
points? About—
(A) 1%
(B) 2%
(C) 3%
(D) 4%
(E) 5%
Ans(C)
25.The Govt. of India and Reserve Bank of India is planning to set up an autonomous "ATM
corporation of India" in which various banks can get together for common ATM operations.
If this
happens how will we all be benefited by the same?
(1) It will be a cost effective measure as each bank can share its operational cost with others.
(2) Clients can withdrawn money from any ATM from any location. They are not required to go to
their
banks' ATM only.
(3) It will indirectly help the IT business also as India has a large pool of IT skilled manpower
waiting
for suitable placement.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) All 1, 2 & 3
(E) None of these
Ans(C)
26.As per the news published in various newspapers the Govt. of India has decided to create a
Strategic Reserve of—
(A) Oil & Petroleum
(B) Rasoi Gas
(C) Food grains
(D) Cement & Steel
(E) None of these
Ans : (C)
27.The Govt. of India had constituted a high level committee on financial sector reforms with
Raghuram G.Rajan as its Chairman. Which of the following is / are the recommendations of
the
committee?
(1) Liberalize the interest rate that banks/institution can charge to ensure credit for poors.
(2) Create an office of the Ombudsman exclusively for financial sector.
(3) Do not allow foreign investors in domestic stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans(E)
28.Yves Leterme has taken over as the prime minister of—
(A) Newzealand
(B) Belgium
(C) Croatia
(D) Portugal
(E) None of these
Ans(B)
29.The State Bank of India recently opened its 10000th branch in Puduvayal (Tamil Nadu).
Only a
bank in China has more branches than State Bank of India in the world. What is the name of
that
Chinese bank?
(A) Shanghai Commercial Bank
(B) Bank of China
(C) China Banking Corporation
(D) Industrial and Commercial Bank of China
(E) None of these
Ans(D)
30.Many a times we read about 'Globalization' and its impact on business practice in India.
Which of
the following is NOT one of the important parameters of 'Globalization'?
(1) Reduction of trade barriers to permit free flow of goods and services amongst various nations.
(2) Developing an environment in which free flow of capital can take place.
(3) Promoting local industry to cater to the needs of the consumers in Tier II and Tier III cities. The
production from metros should be reserved only for exports.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) Both 2 & 3
Ans(D)
31.Many times we read a term CBS used in banking operation. What is the full form of the
letter 'C' in
the term 'CBS'?
(A) Core
(B) Credit
(C) Continuous
(D) Complete
(E) None of these
Ans(A)
32.As per news published in newspapers the Oil & Natural Gas Commission (ONGC) has
purchased
some oil assets in Latin American Countries along with one other major company of India .
What is the
name of that company?
(A) Hindustan Petroleum Corporation
(B) Indian Oil Corporation
(C) Reliance Industries Ltd.
(D) National Mineral Development Corporation of India
(E) None of these
Ans(E)
33.India's First centre to monitor climate change was opened recently at—
(A) New Delhi
(B) Chennai
(C) Jaipur
(D) Bangalore
(E) Kolkata
Ans(B)
34.Which of the following Acts was framed specially to deal more effectively with the problem
of
Non-Performing Assets in banking system?
(A) SARFAESI ACT.
(B) Banking Regulation Act.
(C) Foreign Exchange Management Act.
(D) Industrial Dispute Act.
(E) None of these
Ans (A)
35.The————shows all the websites and pages that you have visited over a period of time.
(A) status bar
(B) task bar
(C) history list
(D) tool bar
(E) None of these
Ans(C)
36.A proxy server is used for the which of the following?
(A) To provide security against unauthorized users
(B) To process client requests for web pages
(C) To process client requests for database access
(D) To provide TCP/IP
(E) None of these
Ans (A)
37.A repair for a known software bug,usually available at no charge on the internet, is called
a(n)—
(A) version
(B) Patch
(C) Tutorial
(D) FAQ
(E) None of these
Ans(B)
38.In the the portion lebelled http is the—
(A) host
(B) domain name
(C) protocol
(D) top-level domain
(E) None of these
Ans : (C)
39.Which of the following organizations has recently given a US$ 600 million loan to Power
Grid
Corporation of India,a Govt. run organization?
(A) Asian Development Bank
(B) World Bank
(C) International Monetary Fund
(D) Bank of America
(E) None of these
Ans(B)
40.The ability to easily add additional users meAns : that a network is—
(A) Scalable
(B) dedicated
(C) Decentralized
(D) Secure
(E) None of these
Ans (A)
41.In a database, a field is a—
(A) lable
(B) table of information
(C) group of related records
(D) category of information
(E) None of these
Ans(C)
42.The number of pixels displayed on a screen is known as the screen—
(A) resolution
(B) colour depth
(C) refresh rate
(D) viewing size
(E) None of these
Ans (A)
43.Wor processing , spreadsheet , and phoyo-editing are example of—
(A) application software
(B) system software
(C) operating system software
(D) platform software
(E) None of these
Ans(A)
44.If you wish to extend the length of the network without having the signal degrade, you
would use a
— (
A) repeater
(B) router
(C) gateway
(D) switch
(E) None of these
Ans (A)
45.A————is approximately a million bytes.
(A) gigabyte
(B) kilobyte
(C) megabyte
(D) terabyte
(E) None of these
Ans(C)
46.The time it takes a device to locate data and instructions and make them available to CPU
is known
as—
(A) clock speed
(B) a processing cycle
(C) CPU speed
(D) access time
(E) None of these
Ans(D)
47.——————controls the way in which the computer system functions and provides a
means : by
which users are interact with the computer.
(A) The platform
(B) The operating system
(C) Application software
(D) The motherboard
(E) None of these
Ans(B)
48.——————meAns : that the data contained in a database is accurate and reliable.
(A) Data redundancy
(B) Data integrity
(C) Data reliability
(D) Data consistency
(E) None of these
Ans(B)
49.A(n) —————— is aprivate corporate network,used exclusively by company employees.
(A) Internet
(B) local area network
(C) peer-to-peer
(D) intranet
(E) None of these
Ans(B)
50.A characteristic of a file server is which of the following?
(A) Manages file operations and is shared on a network
(B) Manages file operations and is limited to one PC
(C) Acts as fat client and is shared on a network
(D) Acts as fat client and is limited to one PC
(E) None of these
Ans(A)
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